Invested in
your success.
Your personalized approach to financial growth.

INVESTING DONE DIFFERENTLY
Partnering with investors and borrowers, we offer reliable, transparent, and easy to understand solutions to grow your finances within the real estate market. No jargon, no unnecessary hurdles, no hidden fees—just empowering financial solutions for like-minded innovators.
With decades of experience in real estate, finance, and underwriting, we have seen firsthand the gaps left in the market by traditional banking and we decided to offer an innovative solution—alternative lending. What’s great about alternative lending? It’s a flexible model that provides greater access to capital, personalized solutions, and faster approvals. By connecting investors and borrowers, we facilitate mutually beneficial growth within the Canadian real estate market, contributing to thriving communities.
What is a mic?
A Mortgage Investment Corporation (MIC) creates opportunities where investors and borrowers thrive together. Investors unlock real estate profit potential without property management hassles—growing wealth through carefully selected mortgages. Non-traditional borrowers—often entrepreneurs overlooked by conventional banks—discover flexible financing tailored to their situations. At PHL, we’re bridging these worlds, creating prosperity for investors while empowering borrowers to achieve their property goals through smarter, more accessible financing.

Your legacy
starts here.
At PHL, we’re simplifying the game of real estate and helping people and communities prosper, one client at a time. Making it possible for borrowers to secure mortgage financing, while creating wealth-generative opportunities for investors, we’re empowering our clients to create their own financial success.
REAL-ESTATE INVESTMENT EXPERTS

For investors.
Build and diversify your portfolio by investing in a simple to understand, stable asset—real estate. Alternative lending lets you maximize your financial potential with stable, real estate-backed investments. Investing with us is an investment in yourself.

For mortgage brokers.
The real estate market moves fast, but we move faster. Prioritizing your time and understanding the necessity for quick responses, we are committed to providing responsive service and a swift approval process.